The Old Navy Credit Card isn’t just for everyday shopping; it comes with a range of hidden perks that many cardholders may not even be aware of. If you’re thinking about applying for the Old Navy Credit Card or already have one, here are six hidden benefits that can help you get even more value out of your card.
1. Exclusive Birthday Offer
Old Navy Credit Cardholders receive a special birthday surprise each year. This typically includes a discount or a set amount of reward points to use during your birthday month. It’s a great way to treat yourself to something extra when you’re already enjoying birthday celebrations.
2. Access to Private Shopping Events
As a cardholder, you get exclusive invites to private shopping events that are not open to the general public. These events often include special discounts, first access to new collections, and bonus rewards points. It’s like having your own VIP shopping experience.
3. Automatic Enrollment in Rewards Program
When you open an Old Navy Credit Card, you’re automatically enrolled in their rewards program. This means you start earning points immediately for every dollar spent at Old Navy, Gap, Banana Republic, and Athleta, which can be redeemed for future discounts. It’s a simple way to save while you shop at your favorite stores.
4. Special Financing on Large Purchases
For bigger purchases, the Old Navy Credit Card offers special financing options, allowing you to pay off your balance over time with low or no interest. This is ideal if you need to make a large purchase, like a seasonal wardrobe refresh, and want to spread the payments out.
5. Free Returns for Cardholders
Old Navy offers free returns for credit cardholders on most items. While some stores charge a return fee for online purchases, cardholders can enjoy hassle-free returns without incurring extra charges. This perk can save you money and make returns more convenient.
6. Access to Gap Inc. Family Benefits
The Old Navy Credit Card isn’t just for Old Navy purchases—it also provides benefits at other Gap Inc. brands. This includes bonus points and exclusive discounts at Banana Republic, Gap, and Athleta. It’s a great way to maximize your rewards across multiple brands, ensuring you get more value out of your card.
Conclusion
The Old Navy Credit Card offers much more than just standard rewards. From birthday perks and private shopping events to free returns and financing options, these hidden benefits can enhance your shopping experience and provide additional savings. Make sure to take advantage of these perks to get the most out of your card.
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